Closing Costs

Did you know that there are required fees for loan processing and other closing costs? Typically, closing costs range between 2-5% of your mortgage loan. Also, these fees are required to be paid in full at the final settlement. However, this may vary if you are able to include them in your financing plan.

For more information or if you have any questions, contact me. I can help you in your Home-Buying Process and help to make it enjoyable! I look forward to exceeding your expectations!

Down Payments On Loans

Did you know that most loans today require a down payment of between 3.5% and 5.0%? Of course, this also depends on the type and terms of the loan. There are some other options, for instance, if you are able to put 20-25% down, you may be eligible to take advantage of special fast-track programs and possibly eliminate mortgage insurance.

Learn more! If you haven’t already done so, contact me for a FREE full packet to help enlighten you on your home-buying process. I look forward to making your experience enjoyable and easy!

How much home can you afford?

There are three key factors to consider when applying for a loan:
1. Down Payment
2. Loan Qualification
3. Closing Costs

Learn more! If you haven’t already done so, contact me for a FREE full packet to help enlighten you on your home-buying process. I look forward to making your experience enjoyable and easy!

My reputation for providing buyers and sellers with exceptional service has been built on exceeding your expectations. For more information or if you have any questions, feel free to contact me. I am truly dedicated to making your experience fun and smooth!

Qualifying For A Mortgage

Did you know that many lenders require a monthly payment range between 25-28% of your gross monthly income?

Your mortgage payment to the lender would include the following:
The principal on the loan
The interest on the loan
Property taxes
The homeowner’s insurance

Learn more! If you haven’t already done so, contact me for a FREE full packet to help enlighten you on your home-buying process. I look forward to making your experience enjoyable and easy!

What A Good Realtor Can Show You

Let me help you with the following:

· Saving you endless amounts of time, money, and frustration.
· Sharing knowledge on the housing market inside and out and can help you avoid the “wild goose chase.”
· Assist you with the purchasing of any home, even if it is listed elsewhere or if it is being sold directly by the owner.
· Direct you to the best lenders in the area
· Provide knowledge and direction on down payments, closing costs, and monthly payment options that are best fitted for your lifestyle
· And so much more!

My reputation for providing buyers and sellers with exceptional service has been built on exceeding your expectations. For more information or if you have any questions, feel free to contact me. I am truly dedicated to making your experience fun and smooth!

Why You Need A Realtor

Realtors have been around the block and make expert negotiators with other agents. They are seasoned financial advisors with clients, and excel at navigating around the local neighborhoods. They are formal members for the National Association of Realtors (NAR) and must abide by a Code of Ethics and Standards of Practice enforced by the NAR. Let’s face it, a professional Realtor is your best resource when buying your home and can save you time and potential frustration!

My reputation for providing buyers and sellers with exceptional service has been built on exceeding your expectations. For more information or if you have any questions, feel free to contact me. I am truly dedicated to making your experience fun and smooth!

Benefits of Loan Pre-Qualifying And Pre-Approval

Find out why many buyers apply for a loan and obtain approval before they find the home they want to buy.

Pre-qualifying will help you because:
1. Typically, interest rates are locked in for a set period of time. It helps to know and plan in advance what your payments will look like.
2. You will know up front the homes you cannot afford.

Pre-approval will help because:
1. Secure financing may lead a seller to be more biased in your favor.
2. You have more options on a loan package as you not under any pressure!

Learn more! If you haven’t already done so, contact me for a FREE full packet to help enlighten you on your home-buying process. I look forward to making your experience enjoyable and easy!